The joys of living in a country where liability is under control, and not under the control of attorneys:

One year of full coverage insurance on my car: about 200 USD.

Accident insurance: Covered by the government using a minimal tariff. Care and compensation dealt with regardless of fault. No court time, no madness, no incentive to cheat.

OBGYNs: Plentiful. Doctors who like babies are not scared off by the incredible liability costs of this area of medicine, unlike the States.

Gun Club: No ear or eye protection required. Kinda dumb, but since the club isn't responsible they can treat their members like adults.

Trails through private land: Common and accessible except during lambing season. Since the landowner is not responsible for idiotic behavior (aside from their own) they can let trampers cross without concern. They sometimes even wave.

Instructions on a can of corn: Absent.

Warnings on a cup of coffee: Absent.

Safety labels on every damn electric appliance known to man: Absent.

Children playing in other folks' yards: Exuberantly present.

Awfully damned civilized.